.icfc-calculator-wrap,
.icfc-calculator-wrap * {
	box-sizing: border-box;
}

.icfc-calculator-wrap {
	--icfc-bg: #f4f5f7;
	--icfc-panel: #ffffff;
	--icfc-panel-2: #f8fafc;
	--icfc-text: #20242b;
	--icfc-muted: #626b78;
	--icfc-border: #d9dee7;
	--icfc-primary: #333943;
	--icfc-primary-2: #555f6e;
	--icfc-accent: #c7ccd5;
	--icfc-good: #166534;
	--icfc-warn: #92400e;
	--icfc-danger: #991b1b;
	--icfc-shadow: 0 18px 45px rgba(19, 24, 32, 0.12);
	--icfc-radius: 22px;
	font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif;
	color: var(--icfc-text);
	background: linear-gradient(145deg, #eef1f5 0%, #fbfbfc 45%, #e6e9ee 100%);
	padding: 18px;
	border-radius: 28px;
	max-width: 1180px;
	margin: 24px auto;
}

.icfc-calculator-wrap.is-dark {
	--icfc-bg: #111318;
	--icfc-panel: #1a1d24;
	--icfc-panel-2: #222631;
	--icfc-text: #f1f5f9;
	--icfc-muted: #b4becb;
	--icfc-border: #343b48;
	--icfc-primary: #d7dce5;
	--icfc-primary-2: #9aa5b5;
	--icfc-accent: #3c4350;
	--icfc-shadow: 0 20px 55px rgba(0, 0, 0, 0.38);
	background: linear-gradient(145deg, #0f1116 0%, #1b1f28 55%, #12151b 100%);
}

.icfc-calculator-shell {
	width: 100%;
	margin: 0 auto;
}

.icfc-hero,
.icfc-card,
.icfc-results {
	background: rgba(255, 255, 255, 0.84);
	background: color-mix(in srgb, var(--icfc-panel) 94%, transparent);
	border: 1px solid var(--icfc-border);
	box-shadow: var(--icfc-shadow);
	border-radius: var(--icfc-radius);
}

.icfc-hero {
	display: flex;
	align-items: flex-start;
	justify-content: space-between;
	gap: 18px;
	padding: 22px;
	margin-bottom: 18px;
}

.icfc-eyebrow {
	font-size: 12px;
	font-weight: 800;
	letter-spacing: 0.11em;
	text-transform: uppercase;
	color: var(--icfc-muted);
	margin: 0 0 7px;
}

.icfc-hero h2,
.icfc-section-title h3,
.icfc-result-head h3 {
	margin: 0;
	line-height: 1.15;
	letter-spacing: -0.03em;
	color: var(--icfc-text);
}

.icfc-hero h2 {
	font-size: clamp(28px, 5vw, 48px);
	font-weight: 850;
}

.icfc-subtitle,
.icfc-section-title p,
.icfc-disclaimer,
.icfc-summary {
	color: var(--icfc-muted);
	line-height: 1.65;
}

.icfc-subtitle {
	max-width: 780px;
	margin: 12px 0 0;
	font-size: 15px;
}

.icfc-theme-toggle,
.icfc-btn {
	border: 0;
	border-radius: 999px;
	font-weight: 800;
	cursor: pointer;
	transition: transform 180ms ease, box-shadow 180ms ease, background 180ms ease, border-color 180ms ease;
}

.icfc-theme-toggle {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	gap: 8px;
	min-width: 132px;
	padding: 12px 15px;
	background: var(--icfc-panel-2);
	color: var(--icfc-text);
	border: 1px solid var(--icfc-border);
}

.icfc-theme-toggle:hover,
.icfc-btn:hover {
	transform: translateY(-1px);
}

.icfc-form {
	display: grid;
	gap: 18px;
}

.icfc-card {
	padding: 20px;
}

.icfc-section-title {
	display: flex;
	align-items: flex-start;
	gap: 13px;
	margin-bottom: 18px;
}

.icfc-section-title > span {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	width: 42px;
	height: 42px;
	border-radius: 16px;
	background: var(--icfc-panel-2);
	border: 1px solid var(--icfc-border);
	font-size: 20px;
}

.icfc-section-title h3 {
	font-size: 22px;
	font-weight: 820;
}

.icfc-section-title p {
	margin: 5px 0 0;
	font-size: 14px;
}

.icfc-grid,
.icfc-result-grid {
	display: grid;
	grid-template-columns: 1fr;
	gap: 15px;
}

.icfc-field {
	display: flex;
	flex-direction: column;
	gap: 8px;
}

.icfc-field label,
.icfc-label-text {
	font-size: 14px;
	font-weight: 800;
	color: var(--icfc-text);
}

.icfc-field small {
	font-size: 12px;
	line-height: 1.45;
	color: var(--icfc-muted);
}

.icfc-field input[type="number"],
.icfc-field select {
	width: 100%;
	min-height: 48px;
	border-radius: 14px;
	border: 1px solid var(--icfc-border);
	background: var(--icfc-panel-2);
	color: var(--icfc-text);
	padding: 12px 14px;
	font: inherit;
	font-weight: 650;
	outline: none;
}

.icfc-field input[type="number"]:focus,
.icfc-field select:focus,
.icfc-theme-toggle:focus-visible,
.icfc-btn:focus-visible,
.icfc-radio-row label:focus-within,
.icfc-checkbox-grid label:focus-within {
	outline: 3px solid rgba(99, 102, 111, 0.34);
	outline-offset: 2px;
}

.icfc-field.is-invalid input,
.icfc-field.is-invalid select {
	border-color: var(--icfc-danger);
	box-shadow: 0 0 0 3px rgba(153, 27, 27, 0.12);
}

.icfc-input-with-unit {
	display: flex;
	align-items: center;
	gap: 8px;
	border-radius: 14px;
	border: 1px solid var(--icfc-border);
	background: var(--icfc-panel-2);
	padding: 0 12px;
}

.icfc-input-with-unit input {
	border: 0 !important;
	background: transparent !important;
	padding-left: 0 !important;
	padding-right: 0 !important;
}

.icfc-input-with-unit span {
	font-weight: 900;
	color: var(--icfc-muted);
	white-space: nowrap;
}

.icfc-radio-row,
.icfc-checkbox-grid {
	display: grid;
	grid-template-columns: 1fr;
	gap: 10px;
}

.icfc-radio-row label,
.icfc-checkbox-grid label {
	display: flex;
	align-items: center;
	gap: 9px;
	padding: 12px;
	border: 1px solid var(--icfc-border);
	border-radius: 14px;
	background: var(--icfc-panel-2);
	font-weight: 700;
	color: var(--icfc-text);
	min-height: 48px;
}

.icfc-radio-row input,
.icfc-checkbox-grid input {
	width: 18px;
	height: 18px;
	accent-color: #3f4652;
}

.icfc-actions {
	display: flex;
	flex-wrap: wrap;
	gap: 10px;
	padding: 2px 0 0;
}

.icfc-btn {
	min-height: 46px;
	padding: 12px 16px;
	font-size: 14px;
}

.icfc-btn-soft {
	background: var(--icfc-panel);
	color: var(--icfc-text);
	border: 1px solid var(--icfc-border);
}

.icfc-btn-primary {
	background: linear-gradient(135deg, var(--icfc-primary) 0%, var(--icfc-primary-2) 100%);
	color: var(--icfc-bg);
	box-shadow: 0 14px 28px rgba(27, 31, 39, 0.22);
}

.icfc-results {
	margin-top: 18px;
	padding: 20px;
	scroll-margin-top: 24px;
}

.icfc-result-head {
	display: flex;
	align-items: flex-start;
	justify-content: space-between;
	gap: 16px;
	margin-bottom: 16px;
}

.icfc-result-head h3 {
	font-size: 24px;
}

.icfc-risk-pill {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	min-height: 35px;
	padding: 8px 12px;
	border-radius: 999px;
	font-size: 12px;
	font-weight: 900;
	background: var(--icfc-panel-2);
	color: var(--icfc-text);
	border: 1px solid var(--icfc-border);
	white-space: nowrap;
}

.icfc-total-card,
.icfc-mini-card {
	background: var(--icfc-panel-2);
	border: 1px solid var(--icfc-border);
	border-radius: 18px;
}

.icfc-total-card {
	padding: 20px;
	margin-bottom: 15px;
}

.icfc-total-card span,
.icfc-mini-card span {
	display: block;
	font-size: 13px;
	font-weight: 800;
	color: var(--icfc-muted);
	margin-bottom: 6px;
}

.icfc-total-card strong {
	display: block;
	font-size: clamp(38px, 8vw, 68px);
	line-height: 1;
	letter-spacing: -0.06em;
	color: var(--icfc-text);
}

.icfc-total-card small {
	display: block;
	margin-top: 8px;
	font-size: 13px;
	font-weight: 700;
	color: var(--icfc-muted);
}

.icfc-mini-card {
	padding: 15px;
}

.icfc-mini-card strong {
	font-size: 24px;
	letter-spacing: -0.03em;
}

.icfc-breakdown {
	display: grid;
	gap: 13px;
	margin-top: 16px;
}

.icfc-break-row {
	display: grid;
	gap: 8px;
}

.icfc-break-row > div {
	display: flex;
	align-items: center;
	justify-content: space-between;
	gap: 12px;
	font-size: 14px;
	font-weight: 800;
}

.icfc-break-row span {
	color: var(--icfc-muted);
}

.icfc-break-row progress {
	width: 100%;
	height: 12px;
	border: 0;
	border-radius: 999px;
	overflow: hidden;
	background: var(--icfc-accent);
}

.icfc-break-row progress::-webkit-progress-bar {
	background: var(--icfc-accent);
	border-radius: 999px;
}

.icfc-break-row progress::-webkit-progress-value {
	background: var(--icfc-primary);
	border-radius: 999px;
}

.icfc-break-row progress::-moz-progress-bar {
	background: var(--icfc-primary);
	border-radius: 999px;
}

.icfc-summary {
	margin: 18px 0 0;
	font-weight: 700;
}

.icfc-disclaimer {
	margin: 12px 0 0;
	font-size: 12px;
}

@media (min-width: 620px) {
	.icfc-grid,
	.icfc-result-grid {
		grid-template-columns: repeat(2, minmax(0, 1fr));
	}

	.icfc-field-wide {
		grid-column: 1 / -1;
	}

	.icfc-checkbox-grid {
		grid-template-columns: repeat(2, minmax(0, 1fr));
	}
}

@media (min-width: 900px) {
	.icfc-calculator-wrap {
		padding: 28px;
	}

	.icfc-hero,
	.icfc-card,
	.icfc-results {
		padding: 28px;
	}

	.icfc-grid {
		grid-template-columns: repeat(3, minmax(0, 1fr));
	}

	.icfc-radio-row {
		grid-template-columns: repeat(4, minmax(0, 1fr));
	}

	.icfc-checkbox-grid {
		grid-template-columns: repeat(4, minmax(0, 1fr));
	}

	.icfc-result-grid {
		grid-template-columns: repeat(4, minmax(0, 1fr));
	}
}

@media (max-width: 560px) {
	.icfc-calculator-wrap {
		padding: 12px;
		border-radius: 18px;
		margin: 12px auto;
	}

	.icfc-hero {
		flex-direction: column;
	}

	.icfc-theme-toggle,
	.icfc-btn {
		width: 100%;
	}

	.icfc-actions {
		flex-direction: column;
	}

	.icfc-result-head {
		flex-direction: column;
	}
}

@media print {
	body * {
		visibility: hidden !important;
	}

	.icfc-calculator-wrap,
	.icfc-calculator-wrap * {
		visibility: visible !important;
	}

	.icfc-calculator-wrap {
		position: absolute;
		left: 0;
		top: 0;
		width: 100%;
		box-shadow: none !important;
		background: #fff !important;
		color: #111 !important;
	}

	.icfc-actions,
	.icfc-theme-toggle {
		display: none !important;
	}
}